Insurance Underwriter Resume Example
Professional resume template and tips for Insurance Underwriter positions
Considering a career as an insurance underwriter? This guide provides a clear overview of this detail-oriented finance role, where you assess risk to protect both clients and your company. We break down the daily responsibilities, from evaluating applications to communicating underwriting decisions, and outline the essential technical and soft skills you need to succeed, including analytical tools like Fannie Mae Desktop Underwriter and critical thinking. You’ll also find practical advice on developing key knowledge areas and crafting a resume that highlights your qualifications. Use these insights to confidently prepare your application and begin building your insurance underwriter resume with Mokaru.
SARAH PATEL
Professional Summary
Insurance Underwriter with 8+ years specializing in B2B commercial property, expertly evaluating over $50M in annual risk exposure. Proficient in Microsoft Office Suite, applying critical thinking and active listening to assess complex submissions and enforce underwriting standards.
Skills
Experience
- Spearheaded a critical thinking initiative to redesign underwriting guidelines, leveraging complex problem solving to reduce catastrophic loss exposure by 18% across the portfolio
- Directed a team using advanced judgment and decision making to evaluate and decline excessive risks on a $50M commercial property account, preventing a projected $8M loss
- Orchestrated strategic portfolio review by analyzing data in Microsoft Access and Excel, resulting in a refined risk appetite that improved overall profitability by 12%
- Owned the underwriting process for a mid-market client segment, applying active learning to develop new assessment templates in Microsoft Word that cut review time by 25%
- Collaborated with actuarial and sales teams, utilizing strong speaking and writing skills to present risk analyses in PowerPoint, securing approval for 15 complex policies
- Solved complex underwriting problems by creating a Microsoft Excel dashboard to track key risk factors, enhancing team decision-making accuracy for 200+ monthly applications
- Supported senior underwriters by actively listening to client calls and meticulously examining applicant financial documents in Microsoft Office for 30+ submissions weekly
- Executed initial risk assessments by applying reading comprehension to medical and property inspection reports, accurately preparing files for final review and decision
- Learned and utilized Microsoft Outlook and the underwriting system to efficiently process documentation and communicate with field representatives for information gathering
Education
Certificates
- Chartered Property Casualty Underwriter (CPCU)
- Associate in Risk Management (ARM)
- Microsoft Office Specialist (MOS)
Build Your Insurance Underwriter Resume
Create a professional, ATS-optimized resume tailored for Insurance Underwriter positions in minutes.
What does a Insurance Underwriter do?
A Insurance Underwriter performs various tasks on a daily basis. Here are the core responsibilities you can expect in this role:
- Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
- Decline excessive risks.
- Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
- Evaluate possibility of losses due to catastrophe or excessive insurance.
- Review company records to determine amount of insurance in force on single risk or group of closely related risks.
What skills do you need as a Insurance Underwriter?
Employers hiring for Insurance Underwriter positions look for candidates with a strong combination of technical and soft skills. Here are the most important skills to highlight on your resume:
What knowledge areas are important for a Insurance Underwriter?
Beyond skills and tools, employers value candidates with deep knowledge in these areas. Consider highlighting relevant coursework, certifications, or experience:
How do I write a great Insurance Underwriter resume?
Creating an effective Insurance Underwriter resume requires focusing on what employers in the Finance & Accounting sector value most.
Use relevant keywords
ATS systems scan for specific terms. Include these keywords naturally throughout your resume:
Quantify your impact
When describing how you "examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property", include metrics like percentages, team sizes, budgets, or project scope to demonstrate real results.
Showcase technical proficiency
Highlight hands-on experience with Microsoft Excel, Microsoft Office software, Microsoft Outlook and any english language certifications that validate your expertise.
Match the experience level
For Insurance Underwriter roles, employers typically expect usually requires a 4-year bachelor's degree. Highlight matching qualifications prominently at the top of your resume.
Example bullet points
Here are some strong bullet points you could adapt for your Insurance Underwriter resume:
- Spearheaded a critical thinking initiative to redesign underwriting guidelines, leveraging complex problem solving to reduce catastrophic loss exposure by 18% across the portfolio
- Directed a team using advanced judgment and decision making to evaluate and decline excessive risks on a $50M commercial property account, preventing a projected $8M loss
- Orchestrated strategic portfolio review by analyzing data in Microsoft Access and Excel, resulting in a refined risk appetite that improved overall profitability by 12%
How to use AI to improve your Insurance Underwriter resume
AI tools like ChatGPT can be incredibly helpful when crafting your Insurance Underwriter resume. They can help you brainstorm achievements, rephrase bullet points for impact, identify missing keywords, and tailor your content to specific job descriptions.
However, AI is not perfect. Always proofread the output carefully. AI can sometimes make factual errors, use generic language, or miss the nuances of your specific experience. Think of AI as a helpful assistant, not a replacement for your own judgment.
AI Resume Prompt
You are a senior recruiter with 15+ years of experience in technical hiring and resume optimization. You have reviewed thousands of resumes for Insurance Underwriter positions and know exactly what hiring managers and ATS systems look for.
Your task:
Analyze my resume for a Insurance Underwriter position and provide concrete, actionable feedback to maximize my chances.
Job description:
[paste the job description here]
Provide feedback on the following:
- Match analysis: Which requirements from the job description ARE and ARE NOT reflected in my resume?
- Quantification: Which bullet points lack concrete numbers/metrics? Provide examples of how I can rewrite them.
- Keywords: Which technical terms from the job description (such as Microsoft Excel, Microsoft Office software, Microsoft Outlook, etc.) are missing or could be more prominent?
- Impact statements: Rewrite my 3 weakest bullet points using the STAR format (Situation, Task, Action, Result)
- ATS optimization: What adjustments will increase my score in Applicant Tracking Systems?
- Priorities: Give me a top-5 of changes that will make the biggest difference, ranked by impact.
Be direct and critical - I want honest feedback, not compliments.
Why use Mokaru instead? At Mokaru, we have invested extensive research into our AI prompts and continuously update them based on recruiter feedback and ATS testing. Our AI resume builder handles the complexity for you: optimizing for ATS systems, matching job descriptions, and ensuring professional formatting, so you can focus on landing interviews.
Insurance Underwriter Resume Example
Looking for a Insurance Underwriter resume instead? The skills and experience are very similar to a Insurance Underwriter. Here is an example you can use as inspiration:
KAYLA YOUNG
Summary
Insurance Underwriter with 8+ years specializing in B2B commercial property, expertly evaluating over $50M in annual risk exposure. Proficient in Microsoft Office Suite, applying critical thinking and active listening to assess complex submissions and enforce underwriting standards.
Skills
Experience
- Spearheaded a critical thinking initiative to redesign underwriting guidelines, leveraging complex problem solving to reduce catastrophic loss exposure by 18% across the portfolio
- Directed a team using advanced judgment and decision making to evaluate and decline excessive risks on a $50M commercial property account, preventing a projected $8M loss
- Orchestrated strategic portfolio review by analyzing data in Microsoft Access and Excel, resulting in a refined risk appetite that improved overall profitability by 12%
- Owned the underwriting process for a mid-market client segment, applying active learning to develop new assessment templates in Microsoft Word that cut review time by 25%
- Collaborated with actuarial and sales teams, utilizing strong speaking and writing skills to present risk analyses in PowerPoint, securing approval for 15 complex policies
- Solved complex underwriting problems by creating a Microsoft Excel dashboard to track key risk factors, enhancing team decision-making accuracy for 200+ monthly applications
- Supported senior underwriters by actively listening to client calls and meticulously examining applicant financial documents in Microsoft Office for 30+ submissions weekly
- Executed initial risk assessments by applying reading comprehension to medical and property inspection reports, accurately preparing files for final review and decision
- Learned and utilized Microsoft Outlook and the underwriting system to efficiently process documentation and communicate with field representatives for information gathering
Education
Certifications
- Chartered Property Casualty Underwriter (CPCU)
- Associate in Risk Management (ARM)
- Microsoft Office Specialist (MOS)
Build Your Insurance Underwriter Resume
Create a professional, ATS-optimized resume tailored for Insurance Underwriter positions in minutes.
Frequently Asked Questions
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