Credit Risk Analyst

Why This Role Is a Strong Career Move

• You will shape acquisition strategies using data‑driven insights.
• Your work will influence business decisions across key Home Loans functions.
• You’ll gain exposure to end‑to‑end strategy design, testing, and implementation.
• The role strengthens your SAS, analytics, and credit risk capabilities — all highly sought in the market.
• You’ll collaborate with multiple teams, expanding both your technical and business understanding.

What You’ll Do

Strategy & Analytics

• Develop and refine data‑driven credit acquisition strategies.
• Analyse large datasets using SAS to identify trends and opportunities.
• Partner with Sales, IT, Collections, Finance, and other Risk teams.
• Support new product assessments and strategy improvements.
• Conduct UAT and monitor post‑implementation outcomes.

Reporting & Insights

• Produce monthly MI with clear commentary and recommendations.
• Strengthen risk‑based metrics and ensure reporting accuracy.
• Present findings to both technical and non‑technical audiences.
• Ensure alignment and sign‑off on strategy changes.

Customer Decisioning

• Investigate escalated customer complaints related to Home Loans decisions.
• Provide clear and timely outcomes.

What You’ll Bring

• Degree in Business, Maths, Stats, Risk Management, or similar.
• 3+ years experience analysing large datasets using SAS.
• Strong understanding of credit risk principles.
• Advanced MS Office skills.
• Experience with SDLC, UAT, or project work is beneficial.
• Strong analytical, communication, and problem‑solving skills.

If you enjoy turning data into strategy, influencing decisions, and working across different areas of the business, this role offers the platform and visibility to elevate your career at AVP level.