Residential Mortgage Lending Data Analyst

Join our forward-thinking team and revolutionize the future of residential mortgage lending analytics!

As a Residential Mortgage Lending Data Analyst, you will be pivotal in enhancing our data analytics strategies across marketing, customer engagement, pricing analytics, profitability assessments, and market insights. In this role, you will upgrade our analytics toolkit using Carrington Capital Management's advanced analytics platform, tailor proprietary models for lending applications, and incorporate performance insights into our operational processes, all while ensuring compliance with relevant laws and regulations. Compensation for this position ranges from $80,000 to $150,000, along with an annual bonus based on qualifications and experience.

Your Responsibilities

• Data Management: Harmonize and integrate datasets from loan origination, servicing, marketing, and customer interactions to derive actionable insights and performance metrics.
• Model Implementation: Create wrappers and interfaces for the integration of current pricing, prepayment, and credit-risk models into our lending platform.
• Performance Integration: Feed lending performance and P&L results back into our analytics ecosystem to improve investor reporting.
• Reporting: Develop and maintain dashboards and reports that track key lending metrics, such as recapture rates, marketing ROI, and pricing variance.
• Performance Analysis: Generate and present performance reports to senior management; gather insights from loan officers to refine our strategies.
• Collaboration: Partner closely with pricing, portfolio, investor relations, and capital markets teams to ensure alignment between analysis and lending strategies as well as investor objectives.
• Analytics Modernization: Streamline data processes, standardize definitions across systems, and implement cutting-edge analytics tools.
• Cross-Functional Coordination: Work with IT, CRM, operations, and vendor teams to ensure data integrity and the timely delivery of insights.
• Ad-Hoc Analysis: Provide quick responses to unique requests from senior management and various departments.
• Assist with additional projects and tasks as required.

Qualifications

• Bachelor's or advanced degree in a quantitative field such as Mathematics, Statistics, Computer Science, Engineering, or Finance.
• At least one year of experience in mortgage lending analytics or capital markets analytics; strong programming candidates will also be considered.
• Proficient in Python and SQL for data analysis and management; familiarity with machine learning techniques is a plus.
• Experience in adapting proprietary quantitative models and integrating analytics pipelines.
• Expertise in data cleansing, ETL processes, and extracting insights from unstructured data.
• A solid track record in creating self-service dashboards or reporting tools (e.g., Tableau or similar).
• Deep understanding of loan origination and servicing processes, especially in customer recapture.
• Excellent communication skills: capable of conveying complex analytics in accessible terms for non-technical stakeholders.
• Highly organized and self-motivated, able to juggle multiple priorities in a fast-paced environment.
• Strong mathematical and statistical competencies.
• Experience processing large datasets using Python and relevant statistical packages.
• Familiarity with Linux environments is advantageous.
• A proactive team player who is a quick learner with effective communication skills.
• Excellent organizational and time-management skills to efficiently manage multiple priorities.
• Preference for candidates located near our offices in Greenwich, CT; Plano, TX; Orange, CA; Westfield, IN; or Franklin, TN.

About Us

Carrington Capital Management, LLC (CCM) is an alternative asset management firm specializing in control-based investing in the U.S. real estate and mortgage markets. Our mortgage servicing and property management affiliates enable us to deliver investment products that leverage our operational resources and expertise. We aim to equip our portfolio management team with strategies that maintain a competitive advantage through in-depth resources and market knowledge. We welcome you to be part of our team as we transform the residential real estate sector.

What We Offer

• Comprehensive healthcare plans for you and your family, including a 401(k) match.
• Access to various discounts through our employee portal.
• Customized training programs to bolster your career advancement.
• Employee referral bonuses.
• Educational reimbursement options.
• Participation in community initiatives via the Carrington Charitable Foundation.

Carrington is an equal opportunity employer. We value diversity and inclusivity in our hiring practices and ensure that all applicants are considered without discrimination based on race, color, religion, sex, gender identity, national origin, age, marital status, sexual orientation, veteran status, disability, or any other legally protected category.